(631) 247-9920 | +1 6312479920 Phone Number Reports

+1 631-247-9920 Phone Call Reports

Anonymous  -  May 30, 2013 08:29 AM

Getting call from them but the account # they gave doesn't match my records. I am at a loss and don't know what to do. The amounts don't even match.

Caller: David Porter
Caller ID: Credit star finance
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Anon  -  May 6, 2013 10:07 AM

Yes, they are still at it. The debt they have is about 9 years old... yadayada. Same story as all the above. But, my phone happens to have call blocking as a feature of the phone. They get hung up on whenever they call. Tip: if the reach you and you acknowledge its you then it can restart the statute of limitations clock. Best bet, just dont talk to them and if they get you on the phone just say that you just got this new number and never heard of the the person they are talking about. They lie, so should you.

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Anonymous  -  Feb 20, 2013 10:55 AM

Call 1-877 438-4338 FTC Federal Trade Commission and file a complaint to report them.

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Thomas  -  Dec 18, 2012 01:29 PM

Call came from a collector who, at first, refused to identify herself, then admitted she was calling from Credit Smart Processing (CS Processing on the the Caller ID), pertaining to a debt that was beyond the statute of limitations (4 years for an open-ended, or revolving charge, account from the date of the last transaction). I advised her that I refused to pay the debt, I had previously disputed it on countless occasions, and I wished for her company to cease and desist from placing anymore calls to my residence. She then threatened to suye me, and I persisted in my refusal to pay. She said she would continue to call to check if I had changed my mind. I told her that will be construed as "harassment" under the Federal Debt Collection Practices Act (FDCPA). She then hung up! The physical address for this company is: Credit Smart Processing 273 Walt Whitman Road, Suite 310 Huntington Station, New York 11746 They utilize an inhouse "attorney" (unverified if he is truly an attorney): JAMES MORGAN Tel: (631) 755-5542

Caller ID: (631) 247-9920
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Sally  -  Oct 10, 2012 09:37 AM

Some guy from NY number called that a case is being filed against me in Maricopa county then transferred me to this guy Allen Grant. He said I owed $800 for a US bank account overdraft since 2006. I thought it was fishy because I was outside the US that year and the year before that. Didn't even come back til 2011 so I found it weird. They just told me I owe money and that they can keep me out of court by paying $338 and asked if I want to pay now or give them a call back. I asked that they email me the details of the debt but he just emailed the calculation of what I owe and how much I will save if I pay them.. I'm glad I found this site to report this number. There are also other forums where you can find discussions about Credit Smart http://www.collectorsexposed.com/collectors/index.php/topic/1338-credit-smart-llc/ Stay smart and skeptic!

Caller: Credit Smart
Caller ID: (631) 247-9920, 8884164980
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Anonymous  -  Oct 8, 2012 08:33 PM

They call me to ask my daughter to call them concerning a civil suit against her in order to obtain information and ask for her number. These are bad people.

Caller: Credit Smart
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Wallace Sofka  -  Sep 15, 2012 01:25 AM

I been getting calls from these people who tell me I owe Capitol One. That i have a legal matter pending In Harris County and are willing to settle. If you ask for them to mail you statements showing i owe this they tell me it's already in filing with the courts. Linda Michales and linda call everyday asking to settle before it goes to court . I told linda you already said it was filed in court. I do know if you settle it starts the Staute of Limitation all over again. Got news for C S processing and Credit Smart i will file court papers on Sept 18 2012 in Harris County City Of Houston , State Of Texas and force them to answer the complaint waste their time and money.I will pray that the Court when this case is heard places a judgement on them under the Fair credit practice. enough is enough. As a second suit will be filed on Linda Michales i will keep you informed.

Caller: credit smart
Caller ID: 631-247-9920
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Wallace Sofka  -  Sep 15, 2012 01:17 AM

I been getting calls from these people who tell me I owe Capitol One. That i have a legal matter pending In Harris County and are willing to settle. If you ask for them to mail you statements showing i owe this they tell me it's already in filing with the courts. Linda Michales and linda call everyday asking to settle before it goes to court . I told linda you already said it was filed in court. I do know if you settle it starts the Staute of Limitation all over again. Got news for C S processing and Credit Smart i will file court papers on Sept 18 2012 in Harris County City Of Houston , State Of Texas and force them to answer the complaint waste their time and money.I will pray that the Court when this case is heard places a judgement on them under the Fair credit practice. enough is enough. As a second suit will be filed on Linda Michales i will keep you informed.

Caller: Linda Michales
Caller ID: 631-247-9920
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Anonymous  -  Aug 17, 2012 09:41 AM

I've been getting calls from them for the past 3 weeks. It's an automated recording warning me about a "pre-legal" matter that MUST BE handled today! I talked to a woman named Linda Michaels. Her number is 866-509-3202 (Extension 348- but I never had to use the extension because whenever I called her number, someone simply picked up and said hello as if they were on their home phone!?) Linda first told me my husband had a bill with a credit card company for $8100.00 but that she could settle with me for $2042.72 if I paid it all before Aug. 31, 2012. She encouraged me to borrow from my family and get this paid asap because she was giving me such a great deal! Anyway, I told her I'd have to call her back. When I called back, her story had changed. She had to have atleast half of the $2042.72 by today and the other half by Aug.31. I looked them up online and found all this info so I will not be dealing with them!!

Caller: Linda Michaels with CreditSmart LLC
Caller ID: 866-509-3202 631-755-5542
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Anonymous  -  Jul 23, 2012 01:17 PM

recorded msg for someone else

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Faith  -  May 23, 2012 12:27 PM

I have been getting calls from these idiots for months. Sometimes I answer, sometimes I hold down the # button (doesn't work), sometimes I just ignore them and let it go to voicemail (they don't leave a message) or I decide that for some yuks I'll answer (I have no debts, never had). Today I went ahead and answered because they called the 3rd time in as many hours. AGAIN the woman said that someone named "Ronny Reed" had given my name as an emergency contact. I've never known anyone with even a remotely similar name. Once again, I told her this and once again she said she was sorry to bother me and would remove my name from the calling list. I told her that she has told me the same thing for several months and that if I get any further calls from them I will file criminal charges against her and the entire company. Again she apologized and said she would remove my name and number from their calling list and I would not be bothered by them again. So let's see if she was, once again, lying.

Caller: CS Processing
Caller ID: CS Processing
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wolfgurl  -  May 18, 2012 04:48 PM

I got a call from them saying the same thing about an old sprint bill. It was from 2005, its 2012 and the statue of limitations is up in the state of Texas. Also they would not send me anything in writing. BIG SCAM!!!

Caller: Credit Smart
Caller ID: 631-247-9920
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Lejeune Marine  -  May 4, 2012 12:16 PM

It seems to me that these guys from Credit Smart are phishing extortionists. I received a call last night from this 631-247-9920 number after business hours. I didn't answer but called them back a few minutes later after seeing that they didn't leave a message. The man who answered said that he was from Onslow County, where i'm stationed, and that the call was about a pre-legal matter. He said that he couldn't discuss the matter, gave me a case #, and a #, 888-416-4980, to call. When i asked questions he transfered me to a man called Allen Grant who then asked for my case #. Once i told him he asked if I was my name and then told me that I owed over $1400 in collections for a debt with US Bank. The debt that he spoke of, $600, was from a checking account closed in 2008 which went to collections and I paid to that collection agency in full. I told him that I had paid that debt years ago, and he then asked me if I had written proof of it. I told him that I still had all of the original documents concerning that debt and my PAID IN FULL letter. He then told me to fax it to him at 631-300-4191, said goodbye and hung up. I then called the 888-416-4980 # and my call was answered with an automated message from Credit Smart. I though it was all fishy so i waited until today, googled the Co name and numbers, and am convinced it is a SCAM. Allen Grant then called me again today. I stopped him in mid sentence and told him that I know it's a scam, to stop calling me, and that i'm reporting them to the FTC and whoever else I can. He got very angry, told me it wasn't a scam, and asked me if I had checked my credit report and that they were on my Equifax. I replyed that checking/savings account debt is not reported to the 3 credit bureaus, it's ChexSystems, and hung up! Later I found out that he called my step-father of all people and tried to collect my supposed debt from him, which is again illegal. These guys are getting info from Facebook and other places so beware. It's all of our obligations to report these guys so they can be stopped for their illegal actions.

Caller: Credit Smart/Allen Grant
Caller ID: 631-247-9920, 888-416-4930, 877-230-1901
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Vinnie The Pooh  -  May 3, 2012 10:14 AM

There really isn't much you can do to get them to actually stop calling you. No matter what you say they keep calling. With that in mind, arm yourself with knowledge. In most cases they are way beyond the statute of limitations for the debt they are trying to collect on. Their "Pre-Legal" gambit is an attempt to scare you into paying on a debt you no longer legally have to pay. If you are beyond the statute of limitations for your debt, they can file all they want but the courts will NOT give them a victory. All you would have to do is show in court with your credit report showing the last date of activity and you win. You can read up on your rights at http://www.consumerfraudreporting.org/debtcollectionsol.php http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm and http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm. If you are past the deadline for them to collect under the FDCPA, they are supposed to stop calling if you tell them to do so. However, they do not listen to that. So what I do is mess with them when they call me. Don't threaten them or do anything unlawful. Just mess with their heads. Talk about your hobby of collecting toasters. Ask them if they have ever collected dryer lint. If they wont stop calling, you have 2 choices... Get angry or Have fun with it. I choose the second option.

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Anonymous  -  May 3, 2012 08:52 AM

Same thing as every other report here, Trying to collect on an account I have no knowledge of. The guy wouldnt give me his name nor would the rep I spoke to after they hung up on me when I told them they werent getting a dime from me....REPORTED THEIR ASSES TO THE FTC..... HAVE A NICE DAY CREDIT SMART. U RUDE POS.

Caller: CREDIT SMART
Caller ID: 631755542
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TheNotF*ckingAroundGuy  -  Mar 28, 2012 05:02 PM

They tried scamming me out of a debt I had with US Bank from almost 10 years ago. They told me pretty much what everyone else has put on this forum. They called me again and I knew off the back it was a scam of some sorts. I told them go ahead and sue me and I will counter sue and you wont get a f*cking dime from me. The ding bat who called me said she is in her "legal" right and I said your nothing but a piece of sh*t who calls people trying to scam them out of money in a bad economy. Dont fall for anything they say!

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umknown  -  Mar 20, 2012 07:49 PM

they said tax relief, and said i must call. the othe phone number they gave me was 1-888-662-1778. then they give a case number 354327. I think it is a scam to get money out of people. i don't know who they are but i wish to be left alone.

Caller: credit smart
Caller ID: 1-631-755-55542
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n/a  -  Mar 3, 2012 01:32 PM

Ridiculous and truly surpass annoying by a long shot!!!

Caller: CSI Processing Inc
Caller ID: 6312479920
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Anonymous  -  Dec 14, 2011 04:07 PM

annoying

Caller: collector
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Anonymous  -  Dec 14, 2011 08:43 AM

company buys old debt and tries to get people to pay on it, to reopen and then collect

Caller: Collection Scam
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